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“WELCOME”
“We Offer More Than Just a Great Interest Rate” Greg Hengel knows that buying or Refinancing a home or property is not something most people do every day. Greg, however, navigates the complexities of real estate financing on a daily basis. In fact in over 18 years, the company has provided over one billion dollars in real estate financing to property owners in California, from far Northern California in Mount Shasta to San Diego and Southern California. Most people start looking at houses right away. Once they decided to purchase a home, then try to get a loan to finance what they think they want. Not necessarily the best way to go about the business of buying real estate. The best time to come to us is in the very beginning, even before you go to a realtor. We’ll sit down with you, review your financial picture and tell you what you can afford. At that point in the process, a client can visit a realtor with a realistic purchase price in mind. We will provide you with a range of financing options, but also we’ll expertly guide you through them. Our goal is to offer our clients a menu of choices that represent all relevant products in the “mortgage universe” and then offer our expertise as to which products we believe will perform better over a specific time period. Through our knowledge of the interest rate, marketplace and the forces that effect the changes in rates, we are able to offer a perspective usually not available to the average property owner. We help our clients manage their debt over long or short periods of time using Low or No-Closing Cost products when connected together give clients the lowest cost financing possible. Once you have entered Greg’s system, we track your mortgage against all new opportunities for the life of our business relationship. We also take a pro-active approach to keeping you informed as to your loan status - We pick up the phone and call you. We intend to be here indefinitely. To do that, the people we serve and all our future transactions on their behalf are paramount. We will continue to find the best rates and the best programs to address each client’s future. |
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